Built for NZ Real Estate Agents
Get paid when
the deal is done.
Not at settlement.
Your sale is unconditional. Your commission is secured.
Access it now, without waiting for settlement.
24 hrs
Typical time to funding
From 5%
Transparent fee, confirmed upfront
5 min
To complete an application
Agent Story
"Such a great product guys. With Kiwi Saver requirements delaying deposit release until settlement more and more of my business and cashflow is becoming impacted. And then you guys pop up with the perfect solution — Nice work, appreciate it, I will definitely be reaching out in the future."
Your Advance, Calculated
See exactly what you'd receive today.
Enter your commission and settlement timeframe. We'll show you the numbers instantly — no sign-up required.
$
The total commission you expect to receive at settlement.
Based on your expected settlement date.
You receive today
Our fee
Commission at settlement
Enter your commission amount above to see your advance.
Get Paid Now
Fee confirmed before you commit. No obligation until you agree.
The Process
Four steps. Zero complexity.
From unconditional to funded — straightforward by design.
01
Sale goes unconditional
Your deal is legally binding and your commission is secured. You've done the work. Now it's just a waiting game — and we close that gap.
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02
Apply in 5 minutes
Complete our short online form with property address, settlement date and expected commission. No lengthy paperwork. Most agents finish in under five minutes.
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03
Funds in your account
Once approved, and loan documents are signed, the advance is transferred directly to your bank account — typically within 24 hours.
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04
Repaid at settlement
At settlement your agency receives the full commission. Your agency pays us directly and we refund any balance to you directly.
No Ongoing Repayments
One fee. Repaid at settlement.
Nothing more.
Nothing more.
1
We advance your commission
You receive the agreed amount directly in your account — typically within 24 hours.
2
Settlement happens as normal
Your agency receives the full commission — exactly as it normally would.
3
We collect our advance and fee
The advance plus our agreed fee is repaid from the commission at settlement. You receive the remaining balance.
4
That's it
No ongoing repayments. No monthly charges. No long-term obligations. Once settlement occurs, the arrangement is complete.
Why agents trust us
Simple, transparent, fast.
We are a lender providing commission advance loans to real estate agents. One flat fee, agreed upfront. No interest charges, no repayment schedule — the loan is repaid automatically at settlement from your commission. Simple as that.
No ongoing repaymentsEverything is resolved at settlement — automatically.
No hidden feesYour exact fee is confirmed before any funds are transferred.
No long-term obligationsThis is a one-off arrangement per transaction. No ongoing relationship unless you choose.
No obligation to proceedWe confirm your terms before any funds move. You decide whether to go ahead.
Transparent Pricing
Simple fees. No surprises.
One fee, calculated upfront, confirmed before you commit.
5%
for settlements within 60 days
✦ Most Common
Within 60 days
5%
of advance amount
Base rate
Within 90 days
8%
of advance amount
5% + one month
Within 120 days
11%
of advance amount
5% + two months
✓ No application fees
✓ No hidden charges
✓ Fee confirmed before you commit
✓ No early repayment penalty
Built For NZ Agents
A service that understands
how you actually work.
✓
Specialist — not a side productWe exist to serve NZ real estate agents. Commission advances are all we do.
✓
Exact fee confirmed before anything movesNo obligation until you've reviewed and agreed to the terms. Full transparency from day one.
✓
Confidential and professionalEvery application is handled with complete discretion. Your colleagues don't need to know.
Agent Stories
Real agents. Plain words.
Settlement was six weeks away and expenses were stacking up. I didn't expect it to be this straightforward — funds in my account the next morning. The fee was exactly what they'd said. No surprises at all.
I assumed there'd be a catch. There wasn't. The fee was clear upfront, the process took about five minutes, and the whole thing was done before I'd told my principal. Simpler than I expected.
Commission-based income means cash flow is uneven. This smooths that out without the drama. I've used it twice. Fast, transparent, professional. I'll use it again.
Common Questions
Straight answers.
A commission advance lets you receive your real estate commission before settlement — once the sale has gone unconditional. You access income you've already earned, without waiting.
Yes. The sale must be unconditional before you can apply. This ensures your commission is secured before any funds are advanced.
Once approved, funds are typically transferred within 24 hours — sometimes the same day.
5% for settlement within 60 days, plus 3% for each additional month. So: 60 days = 5%, 90 days = 8%, 120 days = 11%. Your exact fee is confirmed before you commit.
At settlement, your agency receives the full commission as normal. The advance plus our agreed fee is repaid from that commission automatically. You receive the remaining balance. There are no ongoing repayments.
Your commission is earned.
Access it today.
Apply in 5 minutes. Know your fee upfront. Funded within 24 hours.
Get Paid Now